FINANCIAL POSITION
The comparative financial position for the last 3 years are enclosed herewith:-
| Sr.No. | Particulars | 31-03-2015 | 31-03-2016 | 31-03-2017 |
|---|---|---|---|---|
| 1 | No. of Branches Extension counters |
28 2 |
27 2 |
27 2 |
No. of Branches in Profit |
15 | 15 | 18 | |
No. of Branches in Loss |
15 | 14 | 11 | |
| 2 | Share Capitala). Societies b). Govt. c) ICDP Total |
1801.57 545.10 27.50 2401.67 |
2098.70 545.10 27.50 2671.30 |
2168.88 545.10 27.50 2741.48 |
| 3 | Reserves | 2017.16 | 2190.86 | 1977.37 |
| 4 | Deposits | 23776.11 | 26805.45 | 304.81 |
| 5 | Borrowings | 30115.30 | 30235.00 | 29480.00 |
| 6 | Profit of the year | +158.00 | +216.57 | +157.74 |
| 7 | Accumulated profit/loss | 691.93 | 475.36 | 317.62 |
| 8 | Working capital | 69890.56 | 67243.02 | 82471.60 |
| 9 | Cash and Bank balance | 1406.62 | 1558.18 | 1737.53 |
| 10 | Investment | 7636.13 | 7386.30 | 7932.70 |
| 11 | Loans and Advances(issued)a). S.T. Agri b). S.T. non-Agri + other c). M.T. Agri d). M.T. non-Agri + other e). N.F.F. Total |
38255.16 424.50 75.64 2261.97 28205.34 69222.61 |
44198.76 175.83 275.18 2031.30 36030.95 82712.02 |
42357.78 163.70 448.38 2999.93 42638.19 88607.98 |
| 12 | Loans and Advances (outstanding)a). S.T. Agri b). S.T. non-Agri + other c). M.T. Agri d). M.T. non-Agri + other e). N.F.F. + long term Total |
33917.22 515.66 1417.86 2634.15 20058.91 58487.05 |
38098.36 62.17 1154.14 3948.60 10624.43 53887.70 |
40662.03 55.25 1378.19 3893.85 10070.28 56059.60 |
| 13 | Recovery (position)a). Total Demand b). Recovery c) %age of recovery to demand |
77539.76 62008.54 79.97 |
57475.00 39325.00 68.42 |
63505.00 42734.00 67.29 |
| 14 | N.P.A. Loans | 2542.66 | 2918.71 | 3941.30 |
| 15 | %age of NPA to loan outstanding | 4.35% | 5.42% | 7.03% |
| 16 | Profitability of PACSa). In profit No. Amt. b). In loss No. Amt. |
5 128.55 63 1903.25 |
9 52.11 62 2183.46 |
3 8.86 68 3028.03 |
| 17 | Imbalances | 480.55 | 2587.68 | 3410.39 |
| 18 | Classification of PACSa). Loan O/Standing Up to Rs 5 Crore b). Loan O/Standing Up to Rs 5-6 Crore c). Loan O/Standing Up to Rs 6-7 Crore d). Loan O/Standing Up to Rs 7-8 Crore e). Loan O/Standing Up to Rs 8-9 Crore f). Loan O/Standing Up to Rs 9-10 Crore g). Loan O/Standing Above Rs 10 Crore Total |
-- -- 46 2 6 5 2 68 |
23 7 6 9 3 1 22 71 |
20 9 8 6 5 2 21 71 |
| 19 | Recovery position at PACS levelDemand Recovery Balance %age of recovery (Member Level) |
54281.62 40041.81 14239 .81 73.77% |
57600.46 44009.21 13591.25 76.40% |
56618.67 43747.66 12871.01 77.27% |
| 20 | Position of Rural Go down | 52 | 52 | 52 |
| 21 | Total Staff C,B.KKR | 134 | 113 | 95 |
| 22 | C.O.M. ( C.B ) | 2.10 | 1.58 | 2.36 |